Inspire Commerce Gateway for WooCommerce

Inspire Commerce is the all-in-one solution that allows you to turn your beautiful WooCommerce backed shopping experience into a selling machine. This WooCommerce gateway plugin, combined with a merchant account from Inspire Commerce, will allow you to accept transactions from all major credit cards including Visa, MasterCard, American Express, Discover, Diners Club, and JCB.

Using Inspire Commerce’s innovative and secure .pay™ developer framework, this plugin supports both card storage as well as integration with the WooCommerce subscriptions module. Inspire Commerce meets the highest standards of security and reliability and is PCI Level 1 compliant.

For US Based Merchants

You will need to setup a credit card processing account with Inspire Commerce. This account will allow you to accept payments from anyone in the world using all major card brands. There is no processing minimum volume for US based merchants. Account setup typically takes two to three business days. Details are available on the Inspire Commerce website.

For Merchants outside of the US

At this time, because of the complexity of international credit card processing, we are only accepting applicants for merchants that process over $40,000 USD per month for the WooCommerce Payment Gateway. We can handle processing in most currencies throughout the world, but do require European business registration in most cases. Please contact Inspire Commerce for more information.

Key Features

• Seamless integration into the WooCommerce checkout page.
• Customers never leave your site
• Accept all major credit cards
• Prevent Fraud – Identify suspicious transactions with our value added products and built-in fraud tools.
• Risk Management – Our gateway is PCI Level 1 compliant (geek for secure as hell). So all card data is stored securely.
• Receive Payments Quickly – Your funds are automatically deposited into your merchant bank account within two business day.
• Free Help – Inspire Commerce provides free technical and account support to merchants, as well as access to online documentation and user guides.

Value Added Feature

• Mobile Payments – Easily accept credit cards on the go, at trade shows, in store, or at festivals year round. All processing data is synchronized for consolidated reporting and accounting.

Note: This extension requires an SSL Certificate to be installed on your site to ensure your customer’s credit card details are safe.

External services

This plugin connects to the Inspire Commerce payment gateway (also referred to as Inspire Gateway) to process credit card payments and to store, update, and delete saved payment methods (the Inspire Commerce Customer Vault). An active Inspire Commerce merchant account is required to use the plugin.

Data is sent to the following Inspire Commerce endpoints:

• https://secure.inspiregateway.net/api/transact.php — used to authorize and capture payments and to issue refunds. When a customer places an order (at checkout, or when a subscription renews), the plugin sends the order amount and currency, the customer’s billing details (name, address, email, phone) and either the card details entered at checkout (card number, expiry, CVV) or a reference to a previously stored card.
• https://secure.inspiregateway.net/api/query.php — used to look up and manage stored payment methods. The plugin sends the merchant API credentials and a stored-card reference when a logged-in customer views, edits, or deletes a saved card on the My Account page, and when an order is paid with a stored card.

No data is sent unless the store owner has entered Inspire Commerce API credentials in the gateway settings and a customer performs one of the actions above.

This service is provided by Inspire Commerce. Information on how Inspire Commerce handles cardholder data, its security practices, and its PCI compliance is available at: https://value.io/account-safety.html

Installing The Payment Gateway Plugin

• Download the plugin zip file.
• Login to your WordPress Admin. Click on Plugins | Add New from the left hand menu.
• Click on the “Upload” option, then click “Choose File” to select the zip file from your computer. Once selected, press “OK” and press the “Install Now” button.
• Activate the plugin.
• Open the settings page for WooCommerce and click the “Payment Gateways,” tab.
• Click on the sub tab for “Inspire.”
• Configure your Inspire Commerce Gateway settings. See below for details.

Note: This plugin requires that you have an SSL certificate installed and active on your site.

Obtain Credentials from Inspire Commerce Gateway

To setup your Inspire Commerce Gateway you will need to enter your account Username and Password.

Connect to WooCommerce

To configure the plugin, go to WooCommerce > Settings from the left hand menu, then the top tab “Payment Gateways”. You should see “Inspire” as an option at the top of the screen.
You can select the radio button next to this option to make it the default gateway.

• Enable/Disable  – check the box to enable Inspire Commerce.
• Title  – allows you to determine what your customers will see this payment option as on the checkout page.
• Description  – controls the message that appears under the payment fields on the checkout page. Here you can list the types of cards you accept.
• Username – enter the API username you created in your Inspire Commerce Gateway account.
• Password – enter the API password you created
• Sale Method – select the sale method you prefer – your options are: ‘Authorize Only’ or ‘Authorize & Capture. ‘Authorize Only’ will authorize the customer’s card for the purchase amount only. ‘Authorize & Capture’ will authorize the customer’s card and collect funds.
• Card Types – make sure to highlight all the credit card options in blue (using either the shift or control button)
• CVV – check the box to require customers to enter their credit card CVV code
• Billing Information Storage – this is an optional feature of the gateway. In order to use this feature you will have to sign up for our Customer Vault.
• Save Changes.